Stop running out before month-end
Give every bit of your money a job on payday, and the rest of the month takes care of itself.
Finally know where your money goes.
Know Your Money. Own Your Future.
inani money gives every bit of your money a job before the month starts, keeps school fees and bills from ambushing you, and shows you - any day, in five seconds - exactly where you stand. Free to start, works on your phone, nothing to install.
Free. About ten minutes to set up. No card, no bank login. Already have an account? Log in
Sound familiar?
Getting control is not about earning more
If the money disappears faster than it arrives, the problem is rarely the maths. It is that nobody decided where it should go - so it went everywhere.
The month is longer than the money.
Payday looks fine. By the 20th you are quietly borrowing from next month and cannot say where it went.
Term fees arrive like a surprise. Every term.
You knew they were coming. They still hurt, and something else always has to give.
You track everything and still feel broke.
Knowing where the money went is not the same as deciding where it goes. A list of what you spent is a diary, not a plan.
Saving is whatever is left over - so it is usually nothing.
Every month starts with good intentions and ends with the leftovers. There are never any leftovers.
inani money was built for exactly this.
The idea
Decide where your money goes, before it decides for you
A bank balance tells you what is left, not what it is for. A tracking app tells you where the money went - after it is gone. Neither one puts you in charge.
inani money works the way the old envelope system did: on payday you give every bit of money a job - rent, food, transport, fees, a little for you - and the app keeps score as you spend. Any day of the month you can see what each part of your life still has, and what is already set aside for the bills ahead. No surprises, no guessing, no month that ends early.
It is the 19th. Food still has plenty, transport is fine, and the school fees are already sitting there waiting - and you knew all of that in five seconds.
What changes for you
A calmer month, every month
Not more numbers to look at - fewer surprises to recover from.
Always know exactly where you stand
Five seconds on your phone answers "can we afford this?" - any day of the month.
Never be ambushed by a bill again
School fees, insurance, rent and subscriptions, lined up before they land.
See your debts for what they are
Cards and loans behave like the real thing, so the budget cannot lie to you.
Reach the goals that matter
A deposit, a new fridge, an emergency cushion - with an honest monthly number.
Know if you are actually getting ahead
One honest number a month: did you move forward, and how much of it was you?
How it works
Up and running before the kettle boils
No bank to connect, nothing to install, nothing to learn first. Three steps and this month already has a plan.
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Create your free account
Two minutes, on your phone or computer. No card, no bank login, nothing to install.
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Add what you have and what is coming
Your cash, accounts and any loans, plus the fees and bills you know are on the way.
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Give every bit of your money a job
Split this month’s money into envelopes. From now on every purchase has a home and every big bill has a plan.
Made for
People whose money has to work harder
For anyone who is done wondering where it all went.
Families planning around school terms
Fees, uniforms and transport on their real dates, with the money ready before term starts.
People who earn all right but never see it
The money comes in, the money goes, and nothing sticks. Envelopes make saving a bill you pay first - not whatever survives the month.
Anyone tired of the month outlasting the money
If you have ever borrowed from next month to finish this one, this was built for you.
On your phone
Add it to your home screen from the browser and use it like any other app - with or without data.
In the browser
Nothing to install. Open app.inanimoney.com and start.
On the desktop
A proper app for Windows, Mac and Linux for when you want the big screen.
Why you can trust it
Built to be straight with you
A budget is only useful if you believe what it tells you.
Your data stays with you
Your budget is saved on your own device first. Sign in and it syncs privately to your other devices. Stay signed out and it never leaves.
It never makes up a number
If it is missing something it needs, it says so and asks you - instead of quietly guessing and hoping you do not notice.
Checked before it reaches you
Every rule the app promises is tested automatically before any update goes out. Your budget is not the place for surprises.
Start your first budget tonight
Ten minutes on your phone and next month already looks different. Free, no card, and you can download everything you enter at any time.
Already using inani money? Log in